Finance

Insurance through work is a benefit that many workers in the United States receive as part of their compensation package. If that is you, here is what you should know. Once you are fired or quit, your life and health insurance benefits discontinue too. In order to keep those coverages, you will need to take over 100% of the costs, not including administrative management fees which easily makes it 105% of the cost. You may want to do this until you can secure alternative cover

Final Expense insurance is commonly referred to as burial insurance, and it is a type of whole life insurance designed to cover funeral and burial expenses, memorial service expenses, medical bills, etc. Death benefits usually range from $5,000 - $45,000 so the coverage amounts are quite small compared to traditional life insurance policies. Features of Final Expense Insurance Death benefits typically range from $5,000 - $45,000 making it a more accessible and affordable poli

Too many of us grew up without being taught about finances in our families, and we all know we are not taught about finances, debt, saving, investing, retirement, financial planning, etc. in school. In order to provide our children with a better financial foundation, we must start at home and keep it going throughout their lives. The younger you can start teaching them the proper view of money - how to obtain it, how to manage it, how to use it, and how to view it - the bette

Continuing with the theme from last week's post about random acts of kindness, I wanted to share more thoughts on how to pay it forward without having to actually buy anything. Ideally, we would love to be able to use our finances to make the lives of others and our communities better, but sometimes we can't. So here are five ways you can pay it forward without spending any money. Make it a goal to compliment at least one person everyday. The effects of a compliment can chang

During this time of year, people are generally thinking about giving and the different ways in which they can be more generous and kinder human beings overall. Being thoughtful and practicing random acts of kindness regularly can transform you into a more generous and kind person. Here are some areas to consider making kindness and generosity part of your identity. Food . I have met very few people in my life who are not thrilled to come together over food so it's no surprise

Stress: containing force or influence: such as C: a physical, chemical, or emotional factor that causes bodily or mental tension and may be a factor in disease causation. Not all stress is bad, and stress itself is a very normal condition of being human. In fact, small amounts of stress can be beneficial for us by motivating us to act. This could be to improve performance, complete a task or assignment, meet a deadline, or even motivate us to find or move into

It is no secret to those that know me best that I have been a long-time hater of monopolies and conglomerates. While I understand there is a time and place for these companies, particularly in rural areas, all too often these big companies kill the local economy by killing local culture, obliterating the local competition, and ultimately drive down wages and job opportunities in the long run. So when it makes sense and is reasonable, shop local and in-person whenever and wher

Historically the cooler seasons are the most deadly and dangerous months of the year. To be fair, it’s not hard to imagine why that might be: illness seems to be more prevalent, bad weather is always a factor, and there’s typically less light out. Add to the fact that it is a heavily festive season, and other factors come into play. Here’s some quick safety reminders to get you through the next few months. Home Safety Measures Ensure all windows and doors are secure and lock

Minimalism: a style or technique that is characterized by extreme spareness and simplicity Sometimes when we think of minimalism, we think of things like off the grid living. While there are some that do choose that way of life most of us who pursue a minimalist life are really looking to cut the clutter from our lives so that we can spend more time and energy on the things that align with our values and focus on the people we love. Many people find that their current way o

In this post we cover the habits that are discussed in James Clear's book: Atomic Habits. These 3 quick takeaways can kickstart your growth with small and attainable tweaks you can make to your daily life starting now.

A financial round up so we can slay into 2026 with ease, clarity, abundance, and hope.