Insurance through work is a benefit that many workers in the United States receive as part of their compensation package. If that is you, here is what you should know. Once you are fired or quit, your life and health insurance benefits discontinue too. In order to keep those coverages, you will need to take over 100% of the costs, not including administrative management fees which easily makes it 105% of the cost. You may want to do this until you can secure alternative cover

Final Expense insurance is commonly referred to as burial insurance, and it is a type of whole life insurance designed to cover funeral and burial expenses, memorial service expenses, medical bills, etc. Death benefits usually range from $5,000 - $45,000 so the coverage amounts are quite small compared to traditional life insurance policies. Features of Final Expense Insurance Death benefits typically range from $5,000 - $45,000 making it a more accessible and affordable poli

Continuing with the theme from last week's post about random acts of kindness, I wanted to share more thoughts on how to pay it forward without having to actually buy anything. Ideally, we would love to be able to use our finances to make the lives of others and our communities better, but sometimes we can't. So here are five ways you can pay it forward without spending any money. Make it a goal to compliment at least one person everyday. The effects of a compliment can chang

During this time of year, people are generally thinking about giving and the different ways in which they can be more generous and kinder human beings overall. Being thoughtful and practicing random acts of kindness regularly can transform you into a more generous and kind person. Here are some areas to consider making kindness and generosity part of your identity. Food . I have met very few people in my life who are not thrilled to come together over food so it's no surprise

Stress: containing force or influence: such as C: a physical, chemical, or emotional factor that causes bodily or mental tension and may be a factor in disease causation. Not all stress is bad, and stress itself is a very normal condition of being human. In fact, small amounts of stress can be beneficial for us by motivating us to act. This could be to improve performance, complete a task or assignment, meet a deadline, or even motivate us to find or move into